Consumer Information
| general
information | consumer debt | consumer
protection | product
safety |
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equipment | predatory
lending |
general information
ConsumerAction.gov
trusted one-stop source for information about consumer problems and government
services
Info.gov
answers to millions of inquiries from citizens trying to find answers
to their questions about government.
Federal Trade Commission
the only federal agency with both consumer protection and competition jurisdiction
in broad sectors of the economy
Bureau
of Consumer Protection
works to prevent fraud, deception, and unfair business practices in the
marketplace
Recalls.gov
a "one stop shop" for U.S. Government recalls
consumer debt
Money
Matters
a website for people dealing with debt; struggling to find a job or keep
their home; or trying to create a budget, save, and spend wisely
Fair
Debt Collection Practices Act (pdf)
full text of the law governing third party collection of debts
Oklahoma
Consumer Credit Code -- Title 14
Oklahoma statutes that cover consumer credit and small loans
consumer protection
Consumer
Protection Unit (Oklahoma Attorney General)
provides conciliation services to consumers to help resolve complaints against
businesses
Fair
Credit Reporting Act (pdf)
designed to promote accuracy and ensure the privacy of the information used
in consumer reports
Free
Annual Credit Reports
The Fair Credit Reporting Act guarantees you access to a free credit report
from each of the three nationwide reporting agencies — Experian, Equifax,
and TransUnion — every twelve months
ID
Theft, Privacy, & Security (FTC)
information to protect your identity from theft
FDIC
Consumer Protection
resources to educate and protect consumers, revitalize communities, and
promote compliance with the Community Reinvestment Act and fair lending
laws.
product safety
U.S.
Consumer Product Safety Commission
protects the public from unreasonable risks of serious injury or death from
thousands of types of consumer products under the agency's jurisdiction
Recalls & Product Safety News
Product recalls issued by the CPSC.
vehicles & equipment
Lemon
Laws
ConsumerAffairs.com offers an overview of federal laws protecting consumers
and links to state statutes.
National Highway Traffic Safety Administration
Vehicle safety research and recall information.
the nation's premier source of vehicle safety information from the government, serving the public interest.
Keys
to Vehicle Leasing
Under the federal Consumer Leasing Act, you, the consumer, have a right
to information about the costs and terms of a vehicle lease. This information
will help you compare lease offers and negotiate a lease that best fits
your needs, budget, and driving patterns.
Tips On Used Car Buying (pdf)
FuelEconomy.gov
find and compare vehicles, compare gas prices, discover tax incentives
Autombile
Guidance from the Federal Trade Commission
guidance for used automobile sales and sales on rebuilt and reconditioned
auto parts
predatory lending
Home
Ownership Tulsa HOTline (918-596-1500)
Homeownership Tulsa (HOT) uses their HOTline to provide assistance to consumers.
Freddie
Mac Don't Borrow Trouble Program
Don't Borrow Trouble is a national anti-predatory lending and foreclosure
avoidance campaign that combines education and empowerment – teaching
consumers to protect their homes and finances.
Housing
and Urban Development Predatory Lending
a list of agencies and organizations to contact if you feel you're a victim
of predatory lending practices.
High
Rate, High Fee Loans
If you’re refinancing your mortgage or applying for a home equity
installment loan, you should know about the Home Ownership and Equity Protection
Act of 1994 (HOEPA).
Home
Equity Loans Borrowers Beware
Do you own your home? If so, it's likely to be your greatest single asset.
Unfortunately, if you agree to a loan that's based on the equity you have
in your home, you may be putting your most valuable asset at risk.
Looking
for the Best Mortgage
A mortgage—whether it’s a home purchase, a refinancing, or a
home equity loan—is a product, just like a car, so the price and terms
may be negotiable. You’ll want to compare all the costs involved in
obtaining a mortgage.